Why does Dojo require a contract but SumUp doesn't?

Dojo is built more like a traditional merchant services provider, bundling hardware, support and package pricing into a roughly 12-month agreement for smaller businesses. SumUp works more like a pay-as-you-go app, with no long-term commitment required.

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Rates checked 30 July 2026

SumUp vs Dojo: which should you choose?

Q: Is SumUp or Dojo cheaper?

SumUp publishes one flat 1.69% rate with no contract, so it's easy to compare. Dojo bundles pricing into packages that aren't fully published — its package structure can work out cheaper at moderate-to-high volume, but you need a direct quote to know for sure.

This comparison is fundamentally about transparency vs potential savings. SumUp publishes one flat rate with no contract. Dojo bundles pricing into packages that require a direct quote — potentially competitive at higher volume, but harder to compare without talking to sales.

Transparency note: Dojo's official pricing page could not be accessed directly during our research (automated access was blocked). The figures below for Dojo are drawn from independent, recently-updated comparison sources that agree with each other, but are not confirmed directly from dojo.tech — treat them as indicative and get a written quote before deciding.

Category	SumUp	Dojo	Winner
Pricing model	Flat 1.69%, published	Package-based (e.g. £39.99/mo covers up to £3,999 turnover, +1% on excess)indicative, third-party sourced	SumUp for transparency
Hardware	£25 +VAT (Solo Lite)	Dojo Go £149 upfront or £15/mo	SumUp for upfront cost
Contract	None	~12 months (sub-£1m turnover)third-party reported	SumUp
Credit check	Not standard on PAYG tier	Application/credit assessment as part of onboardingthird-party reported	SumUp
Payout speed	By 7am next day, incl. weekends	Next business day	Tie
Support	Phone, email, chat — hours not officially confirmed	General 8am-6pm, technical 8am-11pm dailythird-party reported	Dojo, if confirmed — longer daily hours
WMP score	★★★★☆4.1/5	★★★☆☆3.2/5	SumUp

SumUp figures checked directly against sumup.com official UK pricing pages on 30 July 2026. Dojo figures are estimated from independent comparison sources since its official pricing page returned an access error during research — see methodology. We may earn a commission when you sign up through a link on this page — see our Affiliate Disclosure.

Indicative comparison

Estimated cost at £8,000/month

SumUp (1.69%, no rental)	£135.20/month
Dojo (package estimate: £39.99 + 1% on turnover above £3,999, + £15/mo hardware)	~£95/monthindicative only

Dojo's package structure could genuinely work out cheaper at this volume based on the figures we found — but because we couldn't verify this directly against Dojo's own site, get a written quote from Dojo and compare it against SumUp's published 1.69% for your actual numbers before switching.

Overall verdict

Choose SumUp if: you want a fixed, published rate with no contract, cheap upfront hardware and no sales call required.

Consider Dojo if: you're comfortable getting a quote and potentially locking into a 12-month agreement in exchange for possible savings at moderate-to-high volume — verify the actual numbers directly with Dojo first.

See SumUp pricing Get a Dojo quote

Frequently asked questions

Is SumUp or Dojo cheaper?

SumUp is a fixed, published 1.69% with no contract. Dojo's package pricing isn't fully published but can work out cheaper at higher volume — get a direct quote and compare it to SumUp's rate for your real numbers.

Why does Dojo need a contract but SumUp doesn't?

Dojo operates more like a traditional merchant services provider, bundling hardware and support into a 12-month agreement. SumUp works more like a pay-as-you-go app with no long-term tie-in.

Want the simplest, most transparent option?

See our full sole trader comparison for no-contract providers.

Best for sole traders

Methodology: SumUp figures pulled directly from sumup.com official UK pricing pages on 30 July 2026. Dojo's official pricing page (dojo.tech/pricing) returned an access error during automated research; Dojo figures here are drawn from multiple independent, recently-dated comparison sources that were cross-checked against each other for agreement, but are not confirmed directly from Dojo's own site — always verify with a direct quote. See our Editorial Policy.