Compare the best merchant accounts for established businesses
The bank-side infrastructure that settles your card takings — often paired with a gateway or POS system at higher transaction volumes.
| Provider | Best for | Support model | Get started |
|---|---|---|---|
ElElavon | Established SMEs & hospitality | Dedicated account management | Talk to Elavon |
WoWorldpay | Enterprise & multi-channel retail | Enterprise account management | Talk to Worldpay |
FiFiserv | Large enterprise & financial institutions | Enterprise account management | Talk to Fiserv |
GPGlobal Payments | Multi-currency enterprise | Enterprise account management | Talk to Global Payments |
TSTSYS | Large-volume enterprise | Enterprise account management | Talk to TSYS |
Merchant account pricing is typically negotiated individually based on turnover, sector and risk profile — always request a bespoke quote from the provider. We may earn a commission when you sign up through a link on this page, at no extra cost to you. See our Affiliate Disclosure and Editorial Policy.
Merchant account or payment gateway — which do you need?
Just starting out?
An all-in-one gateway like Stripe or PayPal already includes merchant account functionality — you don't need to arrange one separately.
High volume, multiple channels?
A dedicated merchant account can unlock lower interchange-plus pricing that flat-rate providers can't match at scale.
Need a payment gateway to go with it?
Compare enterprise-ready gateways that pair with a merchant account.