Compare the best payment gateways for UK businesses
Online payment processing for websites, apps and subscriptions — compared on integration effort, settlement and who they suit best.
| Provider | Best for | Integration | Settlement | Get started |
|---|---|---|---|---|
StStripe | Developers & SaaS/subscription businesses | API & no-code plugins | 2-7 days | Get deal |
PaPayPal | Fast checkout & buyer trust | Plugins & hosted checkout | 1-3 days | Get deal |
AdAdyen | Enterprise & unified commerce | API, enterprise onboarding | Varies by agreement | Get deal |
WoWorldpay | Established businesses & enterprise | API & hosted checkout | Next day | Get deal |
ChCheckout.com | High-volume enterprise & marketplaces | API-first | Varies by agreement | Get deal |
BrBraintree | PayPal-owned, app & marketplace payments | SDKs for web & mobile | 2-4 days | Get deal |
AuAuthorize.net | US-oriented small businesses | API & hosted forms | 2-3 days | Get deal |
OpOpayo | UK small businesses (formerly Sage Pay) | Plugins & hosted checkout | Next day | Get deal |
MoMollie | European ecommerce & local payment methods | API & plugins | 1-2 days | Get deal |
RaRazorpay | Businesses trading with India | API & plugins | Varies by agreement | Get deal |
Pricing and settlement times vary by provider, region and negotiated agreement — always confirm current rates directly with the provider. We may earn a commission when you sign up through a link on this page, at no extra cost to you. See our Affiliate Disclosure and Editorial Policy.
How to pick the right payment gateway
Selling through Shopify or WooCommerce?
Stripe, PayPal and Mollie all have first-party plugins that install in minutes with no custom development.
Building a custom checkout?
Stripe, Adyen and Checkout.com offer the most complete developer APIs and documentation for bespoke flows.
Selling internationally?
Adyen, Checkout.com and Mollie support the widest range of local payment methods and currencies.
Running a subscription business?
Stripe and Braintree have the most mature recurring billing and dunning tools.
Selling online and in person?
See how ecommerce payments and POS systems compare too.