Editorial Policy & How We Test
Last updated: 29 July 2026
What we compare
We group mobile payment providers into six categories — card readers, payment gateways, POS systems, ecommerce payments, merchant accounts and business banking — and assess each on the same set of criteria: contract terms, payout/settlement speed, hardware requirements, integration effort and who the provider is genuinely best suited to.
Where our information comes from
We base our comparisons on publicly available information from each provider's own website and published rate cards, together with general industry knowledge of how each category of product typically works. Because pricing, contract terms and features change frequently and can vary by sector, turnover and region, we always recommend confirming current terms directly with the provider before signing up — figures on this site should be treated as a starting point for comparison, not a quote.
How we choose which providers to include
We prioritise providers with meaningful market presence in the UK for the relevant business size and category. Inclusion in a comparison is not paid for; however, some included providers are also affiliate partners — see our Affiliate Disclosure.
Keeping pages up to date
We periodically review comparison pages for accuracy. If you're a provider representative or a reader who has spotted outdated information, please contact us with the page URL and details, and we'll review it.